Some banks charge a monthly fee for customers with low account balances. I was also asked where I got the number from. The cost of dealing with the customers that do call in, regardless if they are credited back or not, is minimal. They do not have any monthly maintenance fees. The practice is known as cross-selling, and tellers are often motivated with cash prizes and other incentives to do as much of it as they humanly can. Sixteen year customer, with 3 mortgages, business accounts, and numerous credit cards.
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You're keeping it in their building; they can just reach right in. They could literally send me to any country for a month or two at a time. Yesterday morning she logged into her Wells Fargo checking and savings accounts to pay bills online and there was a ZERO balance across her accounts. Once the banks saw how much cash they could make from the fees, the next step was to carefully trick their customers into overdrawing their accounts more often. Do not take it as legal, financial, or tax advice for your personal situation.
Bank of America CAPTCHA login spells out 'fuck u' to Minneapolis customer | City Pages
Thank you again, Jonathan! But there is no way I will be able to pay off that whole amount. I'm not even going to bother. I'm very happy with them, but I don't use my ATM card anywhere other than at my own institution's machines. They often have a hard time admitting that they do not understand something, or maybe they just quit giving a shit 20 years ago. I left 10 cents in a checking account at another bank and they continued to charge me for the next 9 months.
I used the general number from this article and got my stuff back! If you, say, don't pay your bar tab, your local barkeep has to take several infuriating steps to try to get his money: You are such a lifesaver. The guy I spoke to definitely made me stay with bank of America. February 11, at 2: I just got off the phone with Executive Customer Relations general line: This Bank of America-sponsored infomercial should not be thought of as just any infomercial.